Effective date: 5 August 2026
Last updated: 3 October 2026

Cruise Plan Wise respects your privacy and is committed to handling your personal information responsibly and transparently.

This Privacy Policy explains how Cruise Plan Wise collects, uses, stores and shares personal information when you visit www.cruiseplanwise.com, request or download resources, subscribe to emails, purchase digital products, interact with our advertisements or otherwise communicate with us.

1. Who We Are

Cruise Plan Wise is an independent digital publishing and cruise-planning business operated by Amit K. in India.

For applicable data-protection laws, Cruise Plan Wise is the person or organisation responsible for deciding how and why personal information under our control is processed.

Privacy and grievance contact:
Amit K.
Cruise Plan Wise
India
Email: privacy@cruiseplanwise.com

For general product or customer support, contact support@cruiseplanwise.com.

2. Information We Collect

The information we collect depends on how you interact with Cruise Plan Wise.

Information you provide directly

This may include:

• Your email address
• Your name, where requested
• Your communication and marketing preferences
• Information included in emails, messages or support requests
• Information you provide when requesting or downloading a resource
• Reviews, survey responses or other feedback you voluntarily submit

Purchase and transaction information

Cruise Plan Wise currently uses Gumroad to provide checkout, payment processing, purchase receipts and digital-product delivery.

When you purchase through Gumroad, Gumroad collects the information required to process your transaction under its own terms and privacy policy. Gumroad may also make certain buyer and transaction information available to Cruise Plan Wise for fulfilment, customer service, record keeping and product management.

This information may include:

• Your name, if provided
• Your email address
• The product you purchased
• The amount and date of the purchase
• Your country or general transaction location
• Purchase or transaction identifiers
• Refund, dispute or payment-status information
• Your communication or marketing preference where provided by Gumroad

Cruise Plan Wise does not directly receive or store your complete credit-card, debit-card or bank-account details. Payment information is handled by Gumroad and the payment services made available through Gumroad.

Information collected automatically

When you visit our website, our website platform and other service providers may automatically collect limited technical and usage information, such as:

• Internet Protocol (IP) address
• Browser and device type
• Operating system
• Referring website, advertisement or campaign
• Campaign parameters or click identifiers
• Pages visited
• Approximate location derived from IP address
• Date and time of access
• Link clicks and website interactions
• Cookie and similar technology information

3. How We Use Your Information

We may use personal information to:

• Provide requested guides, downloads and digital products
• Confirm and administer purchases
• Provide customer support
• Respond to questions, complaints or requests
• Send service messages relating to purchases, requested resources or support
• Send cruise-planning information, product recommendations or promotional offers where permitted
• Maintain records of consent, preferences and unsubscribe requests
• Improve our website, products, guides and customer experience
• Understand website, advertising and campaign performance
• Prevent fraud, misuse, security incidents and unauthorised access
• Manage refunds, disputes and payment-related enquiries
• Maintain business, accounting and transaction records
• Comply with applicable tax, regulatory and legal obligations
• Establish, exercise or defend legal claims

We will not use your personal information for a materially different purpose without providing appropriate notice and obtaining consent where required by law.

4. Legal Bases for Processing

Where applicable law requires us to identify a legal basis for processing personal information, we may rely on one or more of the following.

Consent

We may rely on your consent when you voluntarily subscribe to marketing communications or where consent is required for particular cookies, analytics or advertising technologies.

You may withdraw consent at any time using an unsubscribe or cookie-preference mechanism made available to you, or by contacting privacy@cruiseplanwise.com.

Withdrawal of consent does not affect processing that lawfully occurred before consent was withdrawn.

Contract or steps requested before entering a contract

We may process information where reasonably necessary to:

• Provide a resource you requested
• Administer or fulfil a purchase
• Provide product access or customer support
• Manage refunds, disputes or delivery issues

Legitimate interests

Where permitted by applicable law, we may process limited information for legitimate business purposes such as:

• Operating and improving our website
• Understanding page, product and campaign performance
• Protecting our services, customers and business
• Preventing fraud, misuse and abuse
• Maintaining appropriate business records

Where required, we consider the effect of this processing on your privacy rights before relying on legitimate interests.

Legal obligations

We may process or retain information where necessary to comply with applicable tax, accounting, consumer-protection, regulatory, law-enforcement or other legal requirements.

5. Email Marketing

We send marketing communications only where we have an appropriate legal basis to do so.

Marketing communications may include:

• Cruise-planning information
• Product announcements
• New resources
• Special offers
• Affiliate recommendations where applicable
• Relevant travel-related content

You may unsubscribe from marketing communications at any time by using the unsubscribe link contained in the message or by contacting privacy@cruiseplanwise.com.

Unsubscribing from marketing does not prevent us from sending necessary transactional or service-related messages concerning purchases, requested resources, refunds or customer support.

We may retain a minimal suppression record after you unsubscribe so that your request can continue to be respected.

6. Cookies, Analytics and Advertising Technologies

Cruise Plan Wise and the services used to operate our website may use cookies and similar technologies.

These technologies may be used to:

• Keep website pages and forms functioning correctly
• Maintain website and account security
• Remember preferences
• Identify referring links, advertisements or campaigns
• Measure basic website and campaign performance
• Understand how visitors interact with our pages
• Measure advertising effectiveness where such tools are enabled

Where required by applicable law, non-essential analytics or advertising cookies are used only after the required consent has been obtained.

If Cruise Plan Wise enables advertising measurement tools, pixels or similar technologies, information such as device identifiers, campaign information, page activity or conversion events may be processed by the relevant advertising platform according to its own privacy practices.

You may be able to manage non-essential cookies through a cookie-preference tool provided on the website where available. You can also restrict or delete cookies through your browser settings. Blocking essential cookies may prevent parts of the website from functioning correctly.

7. Advertising, Affiliate Links and Third-Party Websites

Cruise Plan Wise may advertise its products through third-party advertising platforms. If you click one of our advertisements, the advertising platform and our website may process limited campaign, referral or conversion information.

Some Cruise Plan Wise content may also contain affiliate links. If you click an affiliate link and purchase a product or service, Cruise Plan Wise may receive a commission at no additional cost to you.

Affiliate merchants, advertising platforms and networks may use cookies or similar technologies to attribute clicks, purchases or enquiries and to detect fraud.

When you leave Cruise Plan Wise and visit a third-party website, that third party's privacy policy and terms apply. Cruise Plan Wise does not control the privacy practices of independent third parties.

8. Service Providers and Disclosure of Information

We use third-party service providers to operate Cruise Plan Wise. Depending on how you interact with us, these providers may process personal information on our behalf or for their own lawful purposes.

Important service providers include:

• Systeme.io — used for website and landing pages, forms, contact management, automation and email-related functions.
• Gumroad — used for checkout, payment processing, purchase receipts, digital-product delivery and buyer/transaction management. Gumroad may act as a service provider or processor for information handled on behalf of Cruise Plan Wise and as an independent organisation responsible for its own payment, fraud-prevention, tax, compliance and platform operations.
• Zoho Mail — used for business email and customer communications.
• Canva — used where Canva-hosted resources or editable templates form part of a product.
• Advertising platforms — where used to advertise Cruise Plan Wise or measure campaign performance.
• Website infrastructure, security, domain and technical-service providers.
• Professional advisers, accountants or contractors where reasonably necessary.

We may also disclose information:

• When required by law, regulation, legal process or lawful government request
• To investigate or prevent fraud, abuse or security incidents
• To protect Cruise Plan Wise, our customers or other persons
• To establish, exercise or defend legal claims
• As part of a sale, transfer, restructuring or acquisition of all or part of the business, subject to appropriate safeguards

Cruise Plan Wise does not sell personal information for money. If our use of personal information ever constitutes a "sale" or "sharing" under an applicable privacy law, we will provide any notice and opt-out rights required by that law.

9. Gumroad Checkout and Product Delivery

When you select a paid Cruise Plan Wise product, you may be redirected from our website to Gumroad to complete the purchase.

Gumroad operates the checkout, processes the payment, issues the purchase receipt and delivers access to the digital product. Information you provide directly on Gumroad is also governed by Gumroad's privacy policy and terms.

After a completed purchase, Gumroad may provide Cruise Plan Wise with limited buyer and transaction information so that we can manage customer service, product access, records, refunds, product updates and related business functions.

A successful Gumroad purchase may redirect you back to a Cruise Plan Wise page for confirmation, additional information or optional next-step offers.

10. International Data Transfers

Cruise Plan Wise is operated from India. Some of our service providers operate or process information in India, the European Economic Area, the United Kingdom, the United States and other countries.

Privacy and data-protection laws may differ between jurisdictions. Where required by applicable law, recognised contractual, technical or legal safeguards are used for international transfers of personal information.

11. Data Retention

We retain personal information only for as long as reasonably necessary for the purpose for which it was collected, or as required for legitimate business, legal, accounting, security or regulatory purposes.

For example:

• Marketing information may be retained while you remain subscribed.
• A minimal suppression record may be retained after you unsubscribe so that we can continue to honour your request.
• Customer-support correspondence may be retained where reasonably necessary to resolve enquiries or disputes.
• Purchase, refund, accounting and transaction records may be retained for the period required by applicable law.
• Technical and security records may be retained according to legitimate operational and security needs and the settings of our service providers.

Information may be retained longer where reasonably necessary to resolve a dispute, prevent fraud, enforce an agreement, protect legal rights or comply with law.

12. Data Security

We use reasonable administrative, technical and organisational measures intended to protect personal information against unauthorised access, loss, misuse, alteration, disclosure or destruction.

These measures may include password protection, restricted account access, secure connections, authentication tools and reputable third-party providers.

No website, email service, storage system or method of internet transmission can be guaranteed to be completely secure. Accordingly, Cruise Plan Wise cannot guarantee absolute security.

13. Your Privacy Rights

Depending on your location and the law that applies to you, you may have rights relating to your personal information.

These rights may include the ability to:

• Ask whether we process your personal information
• Request access to personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of certain information
• Withdraw consent where processing is based on consent
• Object to or restrict certain processing where applicable
• Request a portable copy of certain information where applicable
• Opt out of marketing communications
• Request information about organisations or categories of organisations with which information has been shared, where applicable
• Nominate another person to exercise applicable rights where Indian law permits
• Complain to an appropriate privacy or data-protection authority

To submit a privacy request, email privacy@cruiseplanwise.com with the subject line Privacy Request.

We may request reasonable information to verify your identity before processing a request. Requests will be handled within the period required by applicable law.

If you are dissatisfied with our response, you may raise a grievance with an appropriate privacy or data-protection authority in your jurisdiction, including the Data Protection Board of India where applicable.

14. Automated Processing

Cruise Plan Wise does not currently use personal information to make solely automated decisions that produce legal or similarly significant effects concerning individuals.

We may use ordinary website or marketing automation to:

• Deliver requested resources
• Send authorised email sequences
• Apply contact tags or audience classifications
• Record or reconcile purchase information
• Stop marketing communications following an unsubscribe request
• Redirect customers to relevant confirmation or next-step pages

These administrative automations are not intended to make significant decisions about you.

15. Children's Privacy

Cruise Plan Wise is intended primarily for adults researching, planning or purchasing travel-related products.

We do not knowingly collect personal information directly from children under 16. If a parent or legal guardian believes that a child has submitted personal information to Cruise Plan Wise, please contact privacy@cruiseplanwise.com so that we can review the matter and delete information where appropriate.

16. Important Third-Party Privacy Policies

Important third-party services used in connection with Cruise Plan Wise maintain their own privacy policies.

• Systeme.io: https://systeme.io/privacy-policy
• Gumroad: https://gumroad.com/privacy
• Zoho: https://www.zoho.com/privacy.html
• Canva: https://www.canva.com/policies/privacy-policy/

Additional third-party privacy policies may apply when you interact with advertising platforms, affiliate merchants or other external services.

17. Changes to This Privacy Policy

We may update this Privacy Policy when our website, products, service providers, advertising tools, legal obligations or information-processing practices change.

The latest version will be posted on this page with an updated revision date. Where required by applicable law, we will provide additional notice or obtain consent before a material change takes effect.

18. Contact Us

For privacy questions, rights requests or complaints:

Amit K.
Cruise Plan Wise
India
privacy@cruiseplanwise.com

For product or order support: support@cruiseplanwise.com