Terms and Conditions

Effective date: 5 August 2026
Last updated: 5 August 2026

These Terms and Conditions govern your use of www.cruiseplanwise.com and any guides, workbooks, templates, calculators, prompt packs, puzzle books, downloads, emails or other products and services offered by Cruise Plan Wise.

By accessing this website, requesting a free resource or purchasing a product, you agree to these Terms and Conditions. If you do not agree, do not use the website or purchase our products.

1. About Cruise Plan Wise

Cruise Plan Wise is an independent digital publishing and cruise-planning business operated by Amit K. in India.

Cruise Plan Wise provides educational cruise information, planning resources and digital products. It is not a cruise line, travel agency, tour operator, immigration adviser, insurance provider or booking platform.

Customer and grievance contact:


Amit K.
Cruise Plan Wise
India
Email: support@cruiseplanwise.com

Privacy enquiries should be sent to privacy@cruiseplanwise.com.

2. Eligibility

You must be at least 18 years old or have the involvement and permission of a parent or legal guardian to purchase a product or enter into an agreement with Cruise Plan Wise.

By purchasing, you confirm that:

  • The information you provide is accurate

  • You are legally capable of entering into a contract

  • You are authorised to use the selected payment method

  • Your purchase is for lawful personal use

3. Digital Products

Cruise Plan Wise may offer digital products including:

  • Cruise-planning guides

  • Printable workbooks and checklists

  • Spreadsheet-based budget calculators

  • Reusable planning pages

  • AI research prompt packs

  • Puzzle and activity books

  • Cruise-information publications

  • Editable templates

  • Product bundles

  • Free lead magnets and bonus resources

Product descriptions, included files, formats and compatibility requirements will be displayed on the relevant sales or checkout page.

Digital products are delivered electronically. No physical product will be shipped unless expressly stated.

4. Orders and Payments

Prices are displayed in the currency shown on the checkout page.

Payments may be processed by third-party providers such as Gumroad or PayPal. Their separate terms and privacy policies may apply to the payment transaction.

Depending on your country, the payment processor may:

  • Convert the displayed price into another currency

  • Charge currency-conversion or payment-processing fees

  • Collect applicable sales tax, VAT, GST or similar taxes

  • Request identity or payment verification

Cruise Plan Wise does not control fees or exchange rates imposed by payment providers, card issuers or financial institutions.

An order is accepted when payment has been successfully authorised and a confirmation or product-access message has been issued.

We may reject, cancel or refund an order when reasonably necessary because of:

  • A failed or reversed payment

  • Suspected fraud or unauthorised activity

  • An incorrect price caused by an obvious technical error

  • Duplicate transactions

  • Misuse of our products or website

  • A legal or regulatory requirement

5. Digital Delivery

After a successful purchase, access may be provided through:

  • A download page

  • An email containing download links

  • Gumroad or another delivery platform

  • A member or customer-access area

  • A third-party platform such as Canva

Delivery is normally prompt, but delays may occur because of:

  • Email filtering

  • Incorrect email addresses

  • Payment verification

  • Platform outages

  • Browser or device problems

  • Other technical issues outside our reasonable control

Customers should check their Spam, Promotions, Updates and Notifications folders.

If access has not arrived, contact support@cruiseplanwise.com using the email address associated with the purchase.

You are responsible for downloading and securely backing up purchased files. Hosted download links and third-party platform features may change over time.

6. Personal-Use Licence

Unless a product page expressly provides a different licence, every free and paid product is licensed for personal use only.

Subject to these Terms, Cruise Plan Wise grants the purchaser a limited, non-exclusive, non-transferable and revocable licence to:

  • Download the purchased files

  • Store a personal backup copy

  • Print copies for the purchaser’s personal cruise planning

  • Use planning materials with members of the purchaser’s immediate household or personal travel party

  • Duplicate pages marked “Duplicate Me” for the purchaser’s own trips

  • Edit eligible templates for the purchaser’s personal use

You may not:

  • Resell, sublicense or commercially distribute a product

  • Share purchased files publicly or with unrelated third parties

  • Upload files to public drives, groups, forums, marketplaces or file-sharing websites

  • Give copies to other travellers as a substitute for their own purchase

  • Use the products for paid client work, travel-planning services or commercial training

  • Modify a product and sell or distribute the modified version

  • Copy substantial portions into another publication, course, website or product

  • Remove copyright, attribution, licence or disclaimer notices

  • Claim the product or its contents as your own

  • Use the products to train, populate or create a competing commercial product or dataset

Purchasing a product does not transfer ownership of its copyright or intellectual property.

7. Canva and Editable Materials

Some products may include Canva-editable templates or links.

A Canva account may be required to access or edit these materials. Certain Canva elements or features may require a paid Canva subscription.

Cruise Plan Wise does not control Canva’s:

  • Subscription prices

  • Licensing terms

  • Account requirements

  • Platform availability

  • Feature changes

  • Template compatibility

Your use of Canva is governed by Canva’s separate terms and policies.

The personal-use restrictions in these Terms continue to apply after you edit or customise a template.

8. Cruise and Travel Information Disclaimer

Cruise Plan Wise products are provided for general educational and organisational purposes.

Cruise information can change without notice, including:

  • Cruise-line policies

  • Ship features and deck plans

  • Fares, taxes, gratuities and additional charges

  • Dining and beverage packages

  • Dress codes

  • Check-in and embarkation procedures

  • Port schedules and tender arrangements

  • Excursion requirements

  • Airline rules

  • Passport and visa requirements

  • Health, vaccination and entry requirements

  • Travel-insurance terms

  • Age, accessibility and documentation requirements

  • Destination laws and local conditions

You are responsible for verifying important information directly with the relevant:

  • Cruise line

  • Travel provider

  • Airline

  • Port or destination authority

  • Embassy or consulate

  • Immigration authority

  • Insurance provider

  • Medical professional

  • Government website

Cruise Plan Wise does not make bookings, issue tickets or guarantee that a particular cruise, ship, cabin, itinerary, fare, excursion or travel arrangement is suitable or available.

Decisions based on our content remain your responsibility.

9. Budget Calculator Disclaimer

The Cruise Budget Calculator is a planning tool and does not provide financial advice or guaranteed cost projections.

Calculator examples may contain fictional or illustrative figures. Actual cruise costs may differ because of taxes, service charges, currency movements, package rules, promotions, itinerary changes and personal spending.

You must replace demonstration figures with current information from your booking documents and official travel providers.

Although reasonable care is taken when preparing formulas, spreadsheets may contain errors or may behave differently across software versions. You should independently verify important totals before making a booking or financial decision.

10. AI Prompt Pack Disclaimer

The AI Cruise-Research Prompt Pack helps users structure questions for third-party artificial-intelligence services.

AI-generated information may be:

  • Incorrect

  • Incomplete

  • Outdated

  • Misleading

  • Biased

  • Based on unavailable or unreliable sources

You must verify AI-generated travel information against current authoritative sources.

Do not submit sensitive information to an AI service, including:

  • Passport numbers

  • Payment-card details

  • Insurance policy numbers

  • Medical records

  • Passwords

  • Booking credentials

  • Other confidential personal information

Third-party AI services operate under their own terms and privacy policies. Cruise Plan Wise does not control or guarantee their availability, accuracy, security or output.

11. Affiliate Links

Cruise Plan Wise may recommend third-party cruise, travel or consumer products through affiliate links.

If you follow an affiliate link and complete a qualifying transaction, Cruise Plan Wise may earn a commission at no additional cost to you.

Affiliate compensation does not:

  • Increase the price solely because you used our link

  • Create a contract between you and Cruise Plan Wise for the third-party product

  • Make Cruise Plan Wise responsible for the third party

  • Guarantee the quality, suitability or availability of the recommended product

Your transaction is with the third-party merchant. Its terms, refund policy, warranty and privacy policy apply.

Where reasonably practical, affiliate content will be identified using an appropriate disclosure.

12. Refunds and Cancellations

Because our products are delivered digitally, purchases are generally final once the files or access links have been supplied, except where applicable law gives you a non-waivable cancellation, refund or consumer right.

A refund, replacement file or other appropriate remedy may be available when:

  • You were charged more than once for the same purchase

  • The purchased file is corrupted or materially unusable

  • You did not receive access and we cannot resolve the delivery problem

  • You received the wrong product

  • The product is materially different from its published description

  • A refund is required by applicable consumer law

Contact support@cruiseplanwise.com within seven days of discovering the problem. Include:

  • The email address used for the purchase

  • The order or transaction reference

  • The name of the product

  • A clear explanation of the problem

  • Relevant screenshots where useful

Refunds are not normally provided solely because:

  • You changed your mind after receiving access

  • You decided not to take a cruise

  • Your cruise was changed or cancelled

  • You did not read the product description

  • You lack compatible software or equipment

  • You expected personalised travel-planning services

  • You disagree with a third-party cruise line, travel provider or affiliate merchant

  • You no longer need the product

  • You failed to download or back up the files

Approved refunds will normally be issued through the original payment method. Processing time is controlled partly by the payment provider and your financial institution.

Nothing in this section excludes statutory rights that cannot legally be excluded.

13. Digital Cancellation Rights

Customers in certain jurisdictions may have a statutory cooling-off or withdrawal period for online purchases.

Where required, before immediate access is provided, you may be asked to:

  • Expressly request immediate delivery of the digital content, and

  • Acknowledge that your cancellation or withdrawal right may end when downloading or accessing the content begins

These acknowledgements do not remove rights relating to defective, misdescribed or inaccessible digital content.

14. Intellectual Property

Unless otherwise stated, the website and Cruise Plan Wise products—including their text, layouts, worksheets, graphics, prompts, calculations, branding and original organisation—are owned by or licensed to Cruise Plan Wise and protected by applicable intellectual-property laws.

“Cruise Plan Wise” and associated branding may not be used in a way that falsely suggests endorsement, partnership or affiliation.

Cruise-line names, ship names and third-party trademarks belong to their respective owners.

Cruise Plan Wise is an independent publication and is not sponsored, authorised or endorsed by any cruise line unless expressly stated.

15. Acceptable Use

You must not use the website or products to:

  • Violate any law or third-party right

  • Distribute malware or harmful code

  • Attempt unauthorised access

  • Interfere with website security

  • Scrape or systematically extract substantial content

  • Commit fraud or impersonate another person

  • Circumvent payment or access controls

  • Distribute our intellectual property without permission

We may suspend access or take reasonable protective action when misuse is identified.

16. Product Updates and Availability

We may correct, revise, replace or discontinue products when reasonably necessary.

A purchase does not guarantee:

  • Lifetime access to a third-party platform

  • Future product updates

  • New editions

  • Continued compatibility with every device or software version

  • Access to bonuses not listed at the time of purchase

If an update is expressly included in the product description, we will provide it according to that description.

17. No Guarantee of Results

Cruise Plan Wise does not guarantee that using its products will:

  • Reduce the cost of your cruise

  • Prevent every mistake or additional charge

  • Produce a successful visa or insurance application

  • Secure a particular cabin, fare or itinerary

  • Prevent delays, cancellations or missed ports

  • Produce specific financial, travel or personal results

Testimonials or examples describe individual experiences and do not guarantee identical results.

18. Disclaimer of Warranties

To the maximum extent permitted by law, the website and products are provided on an “as available” basis.

We do not guarantee that:

  • Every statement will remain current indefinitely

  • Every file will be compatible with every device

  • Access will always be uninterrupted

  • The website will always be free from errors

  • Third-party links or services will remain available

  • The products will satisfy every individual requirement

Nothing in these Terms excludes a warranty, guarantee or consumer right that cannot legally be excluded.

19. Limitation of Liability

To the maximum extent permitted by law, Cruise Plan Wise will not be responsible for indirect, incidental or consequential losses arising from:

  • Travel decisions

  • Missed sailings or transport

  • Visa or documentation problems

  • Cruise, airline or itinerary changes

  • Third-party products or services

  • Loss of files or device compatibility

  • Reliance on outdated or unverified information

  • AI-generated information

  • Unauthorised sharing of purchased products

Where liability cannot be excluded, Cruise Plan Wise’s aggregate liability relating to a digital product will not exceed the amount you paid for the affected product.

This limitation does not apply where liability cannot legally be limited, including liability arising from fraud, deliberate misconduct or other non-excludable legal obligations.

20. Privacy

Our collection and use of personal information are governed by the Cruise Plan Wise Privacy Policy:

https://www.cruiseplanwise.com/privacy-policy

The Privacy Policy forms part of these Terms and Conditions.

21. Suspension and Termination

We may suspend or terminate access to a product or service when you:

  • Materially violate these Terms

  • Distribute or resell protected content

  • Use a fraudulent or unauthorised payment method

  • Attempt to compromise the website or another user

  • Engage in unlawful activity

Termination does not affect rights or obligations that arose before termination.

22. Governing Law and Consumer Rights

These Terms are governed by the laws of India.

Any dispute that cannot be resolved informally will be subject to the jurisdiction of a competent court in India, except where mandatory consumer law gives you the right to bring a claim elsewhere.

Nothing in these Terms removes consumer rights that cannot be waived under the laws applicable to you.

Before commencing formal proceedings, you agree to contact support@cruiseplanwise.com and allow a reasonable opportunity to resolve the issue.

23. Changes to These Terms

We may update these Terms when our products, service providers, business practices or legal obligations change.

The latest version will be posted on this page with its updated revision date.

Changes will apply prospectively. Material changes affecting an existing purchase will not retroactively remove rights already acquired unless required by law.

24. Severability

If any part of these Terms is found unlawful or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.

25. Entire Agreement

These Terms, the Privacy Policy, the applicable product description and any refund or licence terms displayed at checkout form the agreement between you and Cruise Plan Wise concerning the relevant purchase.

26. Contact Us

For product, payment, delivery or legal enquiries:

Amit K.
Cruise Plan Wise
India
support@cruiseplanwise.com

For privacy enquiries:

privacy@cruiseplanwise.com